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Westpac Bill Protection insurance can pay household bills if injury, illness, involuntary redundancy or bankruptcy stops you working.
More info on our insurance range
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| Westpac Bill Protection insurance could be ideal for you, especially if you don’t have dependents or major debt. You can choose the level of cover you need. |
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| You don’t have to answer any medical questions to be accepted because pre-existing conditions are excluded. |
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| Westpac Bill Protection premiums are reviewed each year and will generally increase with age. |
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| If you become disabled |
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if you can’t work for 30 days or more due to accident or illness, your selected benefit can be paid for up to 24 months |
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you can claim more than once for the same accident or illness—or an accident or illness which is directly related—for different periods up to a cumulative maximum of 24 months |
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the income you receive will not be affected by other incomes e.g. ACC or sickness benefit |
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you need to be working more than 25 hours a week in paid employment as at the date your injury or illness occurs to be entitled to a disability benefit. |
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| If you’re made redundant |
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if you’re a salary or wage earner made involuntarily redundant for more than 30 days, your selected benefit can be paid for up to 6 months. |
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| If you’re self-employed and made bankrupt |
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if you're self-employed and, if 6 months or more after your cover starts you are adjudicated bankrupt as a result of creditors applying to a New Zealand court, your selected benefit can be paid for up to 6 months. |
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| You are entitled to a free look period of 30 days from the date you receive your Westpac Bill Protection policy document. |
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| If you decide this cover is not for you within the free look period, please advise Westpac Life in writing (PO Box 27031, Wellington) and we’ll refund any premiums you’ve paid. |
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| Choose from three levels of monthly benefit |
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$500 |
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$750 |
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$1,000 |
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| You can choose the level of cover you need. Because the monthly benefit is paid directly to you, you can choose the bills you want to pay. |
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| To apply for bill protection insurance contact any Westpac branch or call 0800 177 277 (Monday to Friday, 8am to 8.30pm; Saturday, 9am to 3pm). |
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