Credit cards
We like to think Westpac credit cards are a little bit special. We’re the only ones to bring you hotpoints® rewards, for starters. Pick your favourite package below.
Westpac hotpoints® credit card account →
Shop online, around the world, and at home - and enjoy the benefit of up to 55 days interest free credit. Oh, and hotpoints to boot.
Westpac hotpoints® Gold credit card account →
All the benefits of our regular credit card, plus some gilt-edged extras. Like accelerated hotpoints, a higher credit limit, and up to 35 days free travel insurance per round trip*.
Westpac Ultimate credit card account →
May we offer you a concierge with your credit card? That’s right, it doesn’t get much better than this.
Westpac Low Interest MasterCard® account →
Get the low-down. Westpac’s Low Interest MasterCard® is a smart way to pay for big ticket items, or consolidate your debt.
Westpac business card accounts →
Manage your business expenses with a solution that fits. There’s a choice of three options to suit.
All about hotpoints®→
We love this part - when we get to spoil you with hotpoints rewards. You can use them to play with, shop with, travel with and more.
Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Other charges may apply to some of the transactions and services mentioned – see /our Credit card fees page for more details. hotpoints® is a registered trademark of Westpac Banking Corporation. hotpoints terms, conditions and fees apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a trademark of American Express Company. Westpac accepts no responsibility for the availability or content of third party websites. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.