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You may not realise how big an asset your household and personal belongings are. Could you afford to replace them if they were lost, damaged or stolen? |
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Quotes and application
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Contact us for a quote or to apply for insurance |
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phone 0800 177 277
(Monday to Friday,
8am to 8.30pm;
Saturday
9am to 3pm) |
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Westpac branches |
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Make a claim
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Contact us to make a claim |
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phone 0800 309 378
(24 hours,
7 days a week) |
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Westpac branches |
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Contact us
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Contact us for general enquiries |
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email |
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phone 0800 400 600
(7am to 11pm,
7 days a week) |
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Westpac branches |
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| Full contents insurance features include |
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insurance against accidental loss, theft or damage of the contents of your home and other personal belongings |
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replacement of many major household items, however old they are—optional extra cover for high value items |
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covers a range of extras e.g. replacing lost or stolen keys; a stress payment of $1000 if you lose everything |
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home business cover up to $10,000 |
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up to $5000 cover for your personal effects for maximum of 3 weeks if you travel to Australia or the Pacific Islands. |
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| Full contents insurance covers a range of extras, as well as cover for your household contents and personal belongings against accidental loss, theft or damage. |
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| Your premium payments will depend on |
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what you’re insuring |
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how much what you’re insuring is worth |
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where you live |
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who you live with |
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whether it's your own home, holiday home or a rental property |
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whether you have an alarm |
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the level of excess you choose. |
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| > download our valuation guide to work out how much cover you might need (PDF 82.17kb) |
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| File won't open? You’ll need Adobe Reader |
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| The excess is the amount you pay towards a claim yourself. |
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| The minimum excess is |
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$250 for each claim if you own the house you live in, or you live in a rented property by yourself or with family members |
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$300 for each claim if you live with flatmates or the house is your holiday home |
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$550 for each claim if the house is a rental property. |
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| If you’re 55 or over you can pay more for your insurance and have no excess at all. You need to be living in your own home or in a rented property by yourself or with family members. |
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| With our full contents insurance policy, you |
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can increase the excess and save money on premiums |
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can save on your premiums if you have an alarm installed by an approved alarm installer |
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won’t have to pay your standard policy excess if you have a monitored alarm that is activated if your home is burgled and a registered security guard responds to the alarm |
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can get a special discount if you’re 50 years old or over |
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can get a 10% discount on your premium if you live in your own home and insure it with us. |
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