Westpac hotpoints Gold credit card account

Gold MasterCard or Visa cardYour first year is on us! Receive an annual fee waiver for applications approved on this hotpoints credit card by 30 April 2012.

Apply online for a new Gold card

Other ways to apply

Download a credit card application form icon Download an application form for
  > new Gold card
  > additional Gold Card

Contact us

Contact us icon Credit card enquiries
  > Email
  > Westpac branches
  > phone 0800 888 111
(24 hours,
7 days a week)
  > from overseas call
+64 9 912 8000
(international toll charges apply)

The Westpac hotpoints credit card account comes with two cards linked to one account; with one shared credit limit, one monthly statement and one annual fee. Plus, there’s two great ways to earn hotpoints:
A Westpac hotpoints American Express® Card which earns you 1.75 hotpoints for every dollar you spend, so you can fast-track your rewards, PLUS  
Choice of either a Visa card or MasterCard® card which earns you 1.25 hotpoint for every dollar you spend and provides you with worldwide acceptance at over 30 million locations  
hotpoints credit card rewards
hotpoints   For real choice of amazing rewards to play with, shop with, travel with and more.
You can use your hotpoints to redeem for a huge range of rewards including hundreds of different retail vouchers and all sorts of exciting items such as home entertainment, kitchen appliances, toys, magazines and DVDs.
Plus, no other rewards programme provides more ways to use your points for travel than hotpoints. Using Hotpoints Holiday Credits, your hotpoints can be used for travel on any airline, accommodation, sightseeing tours, airport transfers, and much, much more, both in NZ and around the world.
Visit www.hotpoints.co.nz to find out more.
Reward yourself with a world of credit card benefits
  • access to a higher credit limit
  • up to 55 days interest free credit on purchases
  • up to 35 days travel insurance* per round trip
  • increased card security with an embedded microchip
  • access your credit card and other Westpac accounts at ATMs and EFTPOS outlets**
  • manage your credit card account online anytime with Westpac Online Banking
  • flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full
  • Purchase Protection and Extended Warranty Insurance cover
  • your MasterCard card or Visa card gives you worldwide acceptance at over 30 million locations
  • joint/additional card available from only $15 per year.
Your Visa Gold or Gold MasterCard and hotpoints Gold American Express Card both provide access to the same benefits you can enjoy on your account
*Terms, conditions, exclusions and eligibility criteria apply. Refer to the Gold Card insurance policy document
**This feature is not available on the Westpac hotpoints Gold American Express Card
access to 24-hour emergency credit card assistance when overseas  
access cash at ATMs and banks displaying the MasterCard and Cirrus acceptance marks, or Visa and Plus symbols  
up to 35 days travel insurance* per round trip when
- a minimum NZ$250 of your travel costs is pre-paid with your Gold credit card if travelling to Australia and South Pacific Islands
- a minimum NZ$500 of your travel costs is pre-paid with your Gold credit card if traveling to other international destinations
 
if cover is required for your spouse and/or dependent children that are accompanying you on the journey, the total pre-paid costs for the entire family must equal at least $1,000 (or $500 if travelling to only Australia and/or a South Pacific Island)  
phone 0800 465 322 before traveling, to make sure you’re covered.  
> using your credit card overseas
> emergency assistance while overseas
*Terms, conditions, exclusions and eligibility criteria apply. Refer to the Gold Card insurance policy document
  • up to 90 consecutive days Purchase Protection Insurance when you pay for your purchases in full with your Gold credit card
  • covers purchases that are lost, damaged or stolen
  • up to 12 months extra warranty with Extended Warranty Insurance
*Terms, conditions, exclusions and eligibility criteria apply. Refer to the Gold Card insurance policy document
> access to special ticket offers from MasterCard Applause™
> access to offers from American Express Selects™
(great deals on American Express Selects site for travel, shopping, dining, and entertainment)
> access to US online stores using globaleshop
(online shopping service for Westpac hotpoints American Express Card cardholders)
> access to offers from Visa entertainment
Great news for Westpac credit card customers
Cannex credit card rating logo   Our credit cards received top marks in the recent independent CANNEX credit card star ratings report.
> more info on Westpac's latest Cannex credit card ratings
 
Westpac accepts no responsibility for the availability or content of third party websites.
Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Other charges may apply to some of the transactions and services mentioned – see our Credit card fees page for more details. hotpoints® is a registered trademark of Westpac Banking Corporation. Hotpoints Holiday Credits Terms and Conditions apply. hotpoints terms, conditions and fees apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a trademark of American Express Company. Westpac accepts no responsibility for the availability or content of third party websites.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
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