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It makes sense to protect your biggest financial asset. Home insurance offers simple, affordable options for insuring your home against accidental damage. |
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Quotes and application
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Contact us for a quote or to apply for insurance |
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phone 0800 177 277 (Monday to Friday, 8am to 8.30pm; Saturday 9am to 3pm) |
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Westpac branches |
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Make a claim
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Contact us to make a claim |
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phone 0800 309 378 (24 hours, 7 days a week) |
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Westpac branches |
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Contact us
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Contact us for general enquiries |
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email |
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phone 0800 400 600 (7am to 11pm, 7 days a week) |
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Westpac branches |
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| Home insurance can provide |
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cover for your home for accidental damage including by fire, water, natural disaster or burglary |
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help with repaying your Westpac home loan—up to $1500 per month, for up to 3 months if you have a total loss |
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cover for extras such as replacing lost or stolen keys and locks, temporary accommodation for you and your pets |
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flexibility to choose the type and amount of cover you need, and your excess. |
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| Factors that your premium payments depend on include |
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the value of your home and type of cover |
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size and age of your home |
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whether your home is owner-occupied, tenanted, a holiday home, or a rental property |
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the level of excess you choose. |
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| The excess is the amount you pay towards the claim yourself. |
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| The minimum excess is |
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$250 for each claim if you own the house you live in; or |
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$300 for each claim if the house is your holiday home. |
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| If the house is a rental property |
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the minimum excess is $550. |
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| If you're 55 or over and live in your own home, you can pay more for your insurance and have no excess at all. |
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| With our home insurance policy, you |
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can save money on your premium by increasing your excess |
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will get a discount if you’re 50 years old or over |
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can get a 10% discount on your contents, vehicle and boat cover with Westpac if you're living in your own home and insure it with us. |
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