Westpac hotpoints credit card account

Westpac credit cardYour first year is on us! Receive an annual fee waiver for all applications approved on this hotpoints credit card by 30 April 2012.

Apply online for credit cardCalculate your hotpoints

Other ways to apply

Download a credit card application form icon Download an application form for
  > new MasterCard or Visa card
  > additional MasterCard or Visa Card

Contact us

Contact us icon Credit card enquiries
  > Email
  > Westpac branches
  > phone 0800 888 111
(24 hours,
7 days a week)
  > from overseas call
+64 9 912 8000
(international toll charges apply)

The Westpac hotpoints credit card account comes with two cards linked to one account; with one shared credit limit, one monthly statement and one annual fee. Plus, there’s two great ways to earn hotpoints:
A Westpac hotpoints American Express® Card which earns you 1.5 hotpoints for every dollar you spend, so you can fast-track your rewards, PLUS  
Choice of either a Visa card or MasterCard® card which earns you 1 hotpoint for every dollar you spend and provides you with worldwide acceptance at over 30 million locations  
hotpoints credit card rewards
hotpoints   For real choice of amazing rewards to play with, shop with, travel with and more.
You can use your hotpoints to redeem for a huge range of rewards including hundreds of different retail vouchers and all sorts of exciting items such as home entertainment, kitchen appliances, toys, magazines and DVDs.
Plus, no other rewards programme provides more ways to use your points for travel than hotpoints. Using Hotpoints Holiday Credits, your hotpoints can be used for travel on any airline, accommodation, sightseeing tours, airport transfers, and much, much more, both in NZ and around the world.
Visit www.hotpoints.co.nz to find out more.
The credit card that gives you value and flexibility
Receive these credit card services and benefits
  • up to 55 days interest free credit on purchases
  • special interest rate on balances transferred from another bank’s credit card
  • increased card security with an embedded microchip
  • access your credit card and other Westpac accounts at ATMs and EFTPOS outlets*
  • manage your credit card account online anytime with Westpac Online Banking
  • flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full
  • joint/additional card available from only $15 per year.
Your Visa or MasterCard and hotpoints American Express Card both provide access to the same benefits you can enjoy on your account
*This feature is not available on the Westpac hotpoints American Express® Card.
  • access cash at ATMs and banks displaying the MasterCard and Cirrus acceptance marks, or Visa and Plus symbols*
  • 24-hour emergency credit card assistance.
> using your credit card overseas
> emergency assistance while overseas
*This feature is not available on the Westpac hotpoints American Express® Card.
Transfer all or part of your balance from another bank's credit card or store card and you may be able to get a lower interest rate than the standard interest rate on the transferred balance.
Conditions may apply
If you are a student, graduate, just starting work or going on an OE, you could get a credit card with
  • the first year’s annual fee waived
  • the first year’s annual hotpoints fee waived.
Get more info on
> Student Pac
> International Student Pac
> Graduate Pac
> access to special ticket offers from MasterCard Applause™
> access to offers from American Express Selects™
(great deals on American Express Selects site for travel, shopping, dining, and entertainment)
> access to US online stores using globaleshop
(online shopping service for Westpac hotpoints American Express Card cardholders)
> access to offers from Visa entertainment
Great news for Westpac credit card customers
Cannex credit card rating logo   Our credit cards received top marks in the recent independent CANNEX credit card star ratings report.
> more info on Westpac's latest Cannex credit card ratings
 
*This feature is not available on the Westpac hotpoints American Express® Card.
Westpac accepts no responsibility for the availability or content of third party websites.
Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Other charges may apply to some of the transactions and services mentioned – see our Credit card fees page for more details. hotpoints® is a registered trademark of Westpac Banking Corporation. hotpoints terms, conditions and fees apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a trademark of American Express Company. Westpac accepts no responsibility for the availability or content of third party websites.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2011 Westpac New Zealand Limited