Starting work

Westpac can help you get your banking sorted when you start your first job.

Accounts and services at a glance


Workshops and tutorials

Workshop and tutorials icon Free money management tools:
  > Managing your Money workshop
  > online budgeting tutorial

Calculators

calculators Find out
  > how much to save each payday
  > how long will it take to save
  > interest on your savings
  > how to work out a budget
  > your personal loan repayments

Contact us

email us icon Contact us now:
  > email
  > Westpac branches
  > phone 0800 400 600
(7am to 11pm,
7 days a week)

Starting your first job
Things to help you when you start work
open an everyday banking account for your pay to go into  
get set up for KiwiSaver  
choose a savings account to help you save for something you might want later on  
get a DebitPlus Visa card so you can pay for things online without going into debt  
take out car and renters’ content insurance  
get a credit card with the first year annual fee and hotpoints fees waived - if you’re aged between 18 and 24 years old.  
Keep track of your money with access to
24-hour Online Banking  
mobile banking  
email and txt alerts  
phone banking  
Other tips to help you manage your money
set up automatic payments to go out after pay day  
withdraw a set amount of cash per week and make it last the whole week  
spend some and save some - don’t forget to pay yourself even if you start with just small amounts  
get a budget plan started.  
Still studying or recently graduated?
If you’re studying full time or have completed a full time course of study within the last 12 months, check out our
> Student Pac  
> Graduate Pac  
> International Student Pac  
Info about tax on your earnings
Tax facts from the IRD on
> getting an IRD number  
> tax rates and codes  
> student loan repayments  
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This information is general in nature and is not intended to constitute advice. Westpac recommends obtaining independent advice in respect of your particular circumstances. Westpac’s current lending criteria apply. You can get a copy of the current disclosure statement for Westpac New Zealand Limited from any Westpac branch in New Zealand free of charge. Westpac accepts no responsibility for the availability or content of third party websites.The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
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