phone 0800 177 277 (Monday to Friday, 8am to 8.30pm; Saturday 9am to 3pm)
a recent payslip showing your annual income or letter from your employer
include anything that shows regular overtime, bonuses or commission
If you’re self-employed, use your latest profit and loss statement from your accountant or your latest tax assessment notice from the Inland Revenue Department (IRD).
Details of your debts and expenses including
any finance loans
credit cards
hire purchases
child support and maintenance payments
rates and insurance costs for your new home (if you know them)
details of your normal household expenses can also be helpful
Two types of identification
this is required by law, even if you are a customer
use your passport, birth certificate, resident’s permit, driver’s licence or credit card
If you’ve already made an offer on a house
We'll need to see
your signed sale and purchase agreement
your valuation or other report on the property
proof of your deposit such as a bank statement or sale agreements.
If you are switching to a Westpac mortgage
We'll need to see
your current home loan amount
your current home valuation
Westpac’s home loan lending criteria apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
