Online Guardian Challenge Service

Westpac Online GuardianTo further safeguard your Online Banking and improve our online services to you, we’ve implemented the Online Guardian Challenge Service.

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  > Online Guardian
  > Online Guardian Challenge Service
  > Banking on your mobile services
  > Txt banking
  > Terms and Conditions

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How the Online Guardian Challenge Service will work
Because the Online Guardian Service will become a critical component for completing Online Banking services in the future, it is mandatory for you to complete the initial setup  
During this process we’ll ask you to choose three questions and tell us the answers, we'll also ask you to register your mobile number with us. The registering of a mobile number is not mandatory however, we do encourage it.  
If you do register your mobile number with us and have forgotten your password, you will be able to use the Online Guardian Challenge Service to receive a temporary password to your registered mobile number.  
We will progressively incorporate the Online Guardian Challenge Service into other online processes (both new and old) to provide an even safer Online Banking experience for you.  
For example:  
In the future, to complete some online activity (e.g. making large payments to someone new, or logging into Online Banking from a different computer), you may be prompted to answer a challenge question or enter a verification code that we will send to your mobile number by txt.  
What you need to do
Login to Online Banking, where you will be prompted to choose and answer three challenge questions to register you for the Online Guardian Challenge Service.
Note: this is a one-off setup process. The challenge questions and answers can be reviewed at any time using the new Security Preferences menu.
Register your mobile number so that you will have the ability to reset your Online Banking password without having to call us or come into a branch
Although we strongly recommend registering your mobile number, it will never be a mandatory requirement for standard Online Banking functions
> More about the Online Guardian Challenge Service
> Register for the Online Guardian Challenge Service
Westpac's General terms and conditions, incorporating Westpac's Electronic Banking Services terms and conditions apply.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
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