Prepaid cards fees and comparison

Information on prepaid card fees, where you can use the cards and minimum and maximum amounts you can load onto each card.

Get a prepaid card from your branch
 Features*    Express  Travel  Prepaid
Where the cards
can be used		  ATM
   EFTPOS
   Online purchases
   Phone purchases
Load fee  Branch  $3  $3  $3
   ATM  $1  $1  $1
   Phone Banking  $1  $1  $1
   Bill Payment  $1  $1  $1
   Online Banking  $1  $1  $1
Purchase fee
This includes the initial load fee made that day		  $20  $20  $20
International currency conversion rate
(The international currency conversion rate attracts a 1.5% Westpac surcharge and a 1% scheme fee making a total of 2.5%.)		  2.50%  2.50%  2.50%
Transactions
Cash advance
(domestic and international)		  Nil  Nil  Nil
EFTPOS
(domestic and international)		  Nil  Nil  Nil
Westpac NZ branch and ATM withdrawal  Nil  Nil  Nil
International Global Alliance ATM withdrawal  Nil  Nil  Nil
Other bank ATM withdrawal
(domestic)		  $1  $1  $1
Other bank ATM withdrawal
(international)		  $8  $8  $8
Other bank branch withdrawal
(domestic)		  $2  $2  $2
Branch withdrawal
(international)		  $8  $8  $8
Copy of sales voucher  $10  $10  $10
Replacement card fee
Covers lost and damaged cards		  $20  $20  $20
Courier cost
(Where applicable)
Domestic  $10  $10  $10
Australia  $12  $12  $12
Pacific and Asia  $22  $22  $22
All other countries  $25  $25  $25
Minimum initial load amount
Covers the purchase fee.		  $50  $50  $50
Maximum load amount  $9,999  Unlimited  Unlimited
Maximum balance  $9,999  Unlimited  Unlimited
Maximum value of withdrawals
This relates to the total value of
withdrawals in any 12 month period.		  $9,999  Unlimited  Unlimited
Number of cards issued per customer  2  1  1
Maximum number of card accounts  1  10  10
Age restrictions
Customers between the ages of 13 and 17 must have a
parent or guardian also sign their application form.		  18  12  12
*Prepaid cards are only available to personal customers.
**Current at 1 December 2008.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2008 Westpac New Zealand Limited